Passive Open Enrollment

Our annual open enrollment period is a time when employees can add or remove dependents and make changes to benefit elections without a qualifying event.

2026 Open Enrollment for most of our benefits is PASSIVE. In most cases, employees who do not want to make any changes do not need to complete open enrollment.

IMPORTANT: ACTION MAY BE REQUIRED!

Please take note of the following important actions you may need to complete:

Benefit Changes: If you need to change your benefits, Open Enrollment is the time to do so.

Action Needed for Spousal Coverage: If you cover your spouse or domestic partner on the medical plan, a $120/month ($60 on the first two pay cycles of the month) applies unless you complete the affidavit showing they have no employer coverage or are enrolled in their own plan. The affidavit needs to be completed annually. If no action is taken, the surcharge will be applied by default.

FSA and DCRA Participation: If you wish to participate in the FSA or DCRA plans for 2026, please remember that elections do not roll over; you must re-enroll each year.

HSA Contributions: If you are enrolled in the HDHP for the 2025 plan year and wish to continue contributing to your HSA account, your election WILL automatically roll over. If you also contribute to a Limited Purpose FSA, that election WILL NOT roll over.

Dependent Care Subsidy: To receive the Dependent Care subsidy for 2026, TCCA will contribute up to $2,500 for dependent care expenses if employees contribute $1,000 or more. The maximum the employee can contribute is $2,500. This means, the employee and employer contributions combined can be up to $5,000 annually!

Adding Dependents: If you add a dependent or domestic partner to your coverage, please upload proof of relationship documents to MyBenefits or submit them to People and Culture. List of Acceptable Documents on the Well-being page for details.